RiskOfFailure
Likelihood of financial distress or business failure within the next 12 months.
- effectiveType: stringFormat: date-time
Date When the current assessment took effect
- historyType: array object[] · RiskOfFailureHistory[]
Prior risk-of-failure assessments over time
A point in the risk-of-failure history
- dateType: stringFormat: date-time
When this assessment was made
- levelType: string
Risk level at this point
- reasonsType: array object[] · StructuredReason[]
Structured drivers for this assessment
A structured factor contributing to a section's assessment
- levelType: stringenum
Risk band, derived from probabilityOfDefault: LOW (<0.05), LOW_MEDIUM (0.05–0.10), MEDIUM (0.10–0.15), MEDIUM_HIGH (0.15–0.25), HIGH (≥0.25), or UNASSESSED.
values- L
O W - L
O W _ M E D I U M - M
E D I U M - M
E D I U M _ H I G H - H
I G H - U
N A S S E S S E D
- probabilityType: numberFormat: double
Of Default min:0max:1Estimated probability of failure as a decimal between 0.0 and 1.0 (0–100%).
- reasonsType: array object[] · StructuredReason[]
Structured drivers behind the current assessment
A structured factor contributing to a section's assessment
- codeType: string | null
Stable machine-readable reason code. RESERVED — the canonical code set is being defined separately and is currently null; use
messagein the meantime. - messageType: string
Human-readable explanation of the factor